TERMS AND CONDITIONS

The following terms and conditions of use should be read carefully before using this website.  By using the website, you signify your consent to these terms and conditions of use.  If you do not agree with the following terms and conditions of use, please exit from this website immediately.

The materials and information contained in this website are provided on an "as is" basis without warranties of any kind, either express or implied.  I.A. Michael Investment Counsel Ltd. will not be responsible in any manner for any harm, loss or damage, however caused, arising out of your use of this website, including direct, indirect, special, third party or consequential damages.

The information contained in this web site is not and under no circumstances to be construed as a solicitation or recommendation to buy or sell securities, including, without limitation, any units of any of the ABC Funds. While the information contained in this web site has been drawn from sources believed  to be reliable, its accuracy, completeness or currency cannot be guaranteed, nor in providing it does I.A. Michael Investment Counsel Ltd. assume any responsibility or liability for any reliance which may be placed thereon. I.A. Michael Investment Counsel Ltd., its directors, officers, and other employees may, from time to time, have positions in securities mentioned in this web site. I.A. Michael Investment Counsel Ltd. is the manager and investment advisor of the ABC Funds, and as such, receives from the Funds certain management and investment advisory fees based on the net asset value of the Funds from time to time. Irwin Michael is the sole shareholder of I.A. Michael Investment Counsel Ltd.

Information on this website is subject to modification from time to time without notice.  Internet service may periodically be unavailable.  In no event will I.A. Michael Investment Counsel Ltd. be liable to your or to others for any loss, damage or injury caused or contributed to by reason of the unavailability of this website or any delays or failures in performance of this website.

Websites accessed by hypertext links appearing on this website have been independently developed by third parties.  I.A. Michael Investment Counsel Ltd. does not guarantee the accuracy of any information in these other sites.  A hyperlink to an external organization's website from this website should not be interpreted as an endorsement of such website or its products or services by I.A. Michael Investment Counsel Ltd.

The contents of this website, including, but not limited to HTML code, text, graphics, logos, button icons, images, audio clips and software, is the property of I.A. Michael Investment Counsel Ltd. or its content suppliers and protected by Canadian and international copyright laws.  The compilation (meaning the collection, arrangement and assembly) of all content on this site is the exclusive property of I.A. Michael Investment Counsel Ltd. and protected by Canadian and international copyright laws.  Users of this website may not republish or reproduce any part hereof without the prior written permission of I.A. Michael Investment Counsel Ltd.  Republishing and reproducing includes any uploading, downloading or accessing of the information on this website onto the Internet or any other computer network or system.  Any other use, including the modification, distribution, transmission, display or performance of the content on this website is strictly prohibited.  Any infringement of these rights will result in appropriate legal action.  I.A. Michael Investment Counsel Ltd. disclaims any and all liability which may result from any unauthorized republishing or reproduction or use of the information on this website.

Use of off-line web browsers with this site is not permitted.  The linking to or use of this site through a web browser that contains any frames which display contents of other web sites is prohibited.

Furthermore, this website is created and controlled by I.A. Michael Investment Counsel Ltd. in the Province of Ontario, Canada and all information is intended for Canadian residents/taxpayers only.  The laws of the Province of Ontario will govern these terms and conditions without giving effect to any principles of conflict or laws.  All other potential purchasers should obtain clearance from their respective securities regulators, or seek legal counsel, to purchase the funds.